Payments FAQ: Maya, GoTyme, GCash, InstaPay & PESONet
A straight comparison of every way to move money in and out of 618JILI. If you are deciding between Maya, GoTyme and GCash, or wondering why a big withdrawal is split across days, the answers are here.
Every rail, side by side
E-wallets and digital banks ride the real-time InstaPay rail; PESONet is the batch rail for larger transfers. All amounts are peso-denominated with no currency conversion on domestic play.
| Method | Deposit | Withdrawal | Key limit / fee |
|---|---|---|---|
| GCash | Instant | Minutes to ~1 hr | Deposit day limit ₱100,000 · min ₱50 · cash-in free to ₱8,000/mo |
| Maya | Instant | Minutes to ~1–3 hrs | ~₱15 per outbound InstaPay transfer |
| GoTyme | Instant | Real-time to a few hrs | Free InstaPay transfers · BSP-licensed |
| InstaPay | Seconds | Minutes, 24/7 | ₱50,000 per txn · a daily limit set by your bank or e-wallet |
| PESONet | Same/next banking day | Same/next banking day | Batch rail, better for large amounts |
Choosing the right rail
- Want the lowest cost: GoTyme, because incoming InstaPay transfers are free.
- Already live on GCash: fine for most cash-outs, just note the 12:00–03:00 PHT maintenance window and cash-in fees above ₱8,000/month.
- Cashing out more than ₱500,000: you will hit the InstaPay daily cap, so split across days or move the balance via PESONet or bank transfer.
- Depositing: GCash accepts as little as ₱50 and reflects in seconds, up to a ₱100,000 daily deposit limit.
Frequently Asked Questions
What are the InstaPay limits?
InstaPay is capped at ₱50,000 per transaction and a daily limit set by your bank or e-wallet, and it runs 24/7 with settlement in minutes to a few hours. These caps apply to Maya, GoTyme and GCash cash-outs because all of them ride the InstaPay rail.
When should I use PESONet instead of InstaPay?
Use PESONet when a transfer is larger than InstaPay comfortably handles. PESONet has no fixed per-transaction cap but settles in same or next banking-day batches rather than in real time, so it trades speed for size.
What is the minimum GCash deposit?
The minimum GCash deposit is ₱50, and deposits usually reflect in your 618JILI balance within seconds. GCash also has a verified daily deposit limit of ₱100,000.
Are there fees on GCash cash-in?
GCash over-the-counter and partner cash-in is free up to ₱8,000 per month, then charges about 2%. Casino-side payouts to GCash carry no 618JILI fee. Wallet-to-wallet and InstaPay charges depend on the provider.
Does 618JILI support online bank transfers?
Yes. Bank transfers use InstaPay for fast, smaller amounts and PESONet for larger ones. InstaPay lands in minutes; PESONet settles in same or next banking-day batches. Both are peso-denominated.
Can I deposit with one method and withdraw with another?
Generally the payout method should be an account in your own name, and operators often ask that withdrawals return to a previously used, verified method. Keep your Maya, GoTyme or GCash account verified and in your own name to avoid rejections.